Terms & Conditions for using Apollos-perspective Finance Academy and Apollos-perspective.com.

1. About Apollos-perspective Finance Academy and these Terms

Apollos-perspective Finance Academy is a learning platform focused on helping entrepreneurs and managers better understand the financial reality of their businesses. Our office is located at:

Apollos-perspective Finance Academy
Via dei Granatieri, 43,
00143 Roma RM, Italy
Phone: +39065912624
Email: Apollos-perspective@gmail.com

These Terms apply to all visitors and users of Apollos-perspective.com. By using this website, you agree to be bound by these Terms. If you do not agree, please do not use the site.

2. Eligibility and acceptable use

This website is intended for business users, including entrepreneurs, managers and team leaders, who are exploring financial analysis education for professional purposes.

• You agree to use this website only in a lawful manner and in line with these Terms.
• You agree not to misuse the site, attempt to gain unauthorised access to systems, or interfere with other users’ experience.
• You agree not to upload or transmit content that is unlawful, defamatory, offensive, discriminatory, or infringes the rights of others.

We reserve the right to restrict access to the site or certain features if we reasonably believe there has been a breach of these Terms.

3. Educational nature of our content

All information, examples and materials provided through this website or our programs are for educational and informational purposes only.

• We do not provide individualised investment, financial, accounting, tax or legal recommendations.
• Any scenarios, patterns or case studies we discuss are simplified and do not replace professional advice tailored to your specific situation.
• You remain solely responsible for decisions you make in your business based on any information from Apollos-perspective Finance Academy.

We strongly encourage you to consult with qualified professionals (such as accountants, financial advisors or lawyers) before making decisions with significant financial or legal consequences.

4. No guarantees of results

Our aim is to improve your understanding of financial analysis, but we cannot guarantee specific business outcomes. For example, we do not guarantee:

• A particular level of revenue, profit, savings or growth.
• That your business will avoid losses or financial difficulties.
• That you will obtain financing, investors or favourable terms from third parties.

Every business is different. Your results depend on many factors, including decisions taken by you and your team, the market environment, customers, suppliers and other elements beyond our control.

5. Programs, workshops and communication

You can use this website to learn about our academy programs and workshops and to contact us for more information. Specific arrangements for any program (such as schedule, format and commercial conditions) are agreed directly between us and your organisation.

Unless we explicitly agree otherwise in writing, any communication through this website or email does not in itself create a formal service contract. Such a contract, where applicable, will be documented separately.

6. Intellectual property and permitted use

The content on this website, including text, graphics, diagrams, logos, design elements and learning frameworks, is protected by intellectual property laws and belongs to Apollos-perspective Finance Academy or our licensors.

• You may view, download or print reasonable portions of the content for your own internal business use and reference.
• You may not reproduce, distribute, modify, publish, upload or create derivative works from our materials for external commercial use without our prior written consent.
• You may not remove or alter copyright notices, trademarks or other ownership indications appearing on the site or our materials.

Any unauthorised use of our intellectual property may result in civil or criminal liability under applicable law.

7. Feedback and contributions from users

From time to time, you may choose to share feedback, ideas or suggestions with us (for example, through forms, email or workshops).

By sending such feedback, you agree that we may use it to improve our programs and communication, without owing you compensation. We will not attribute feedback to you publicly without your prior consent, and we respect confidentiality agreements agreed in writing with your organisation.